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Tell two individuals how to access these records as well as extra house and car keys in the event of your death or incapacitation or a natural disaster. The best time was 20 years ago and the second best time is today.
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Planning for in-home care is a lot like the Chinese adage about planting a tree.
. The Federal Emergency Management Agency FEMA offers a handy checklist for assembling such materials in its Emergency Financial First Aid Kit. Figure out what you owe.
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